Note: The graph shows my base (the cash I have for investment) after all living expenses and is updated only every quarter to help keep me “in Time.” In between you can view the current holdings & monthly snapshot and weekly movement to figure out up-to-date returns.

This Update: August 29, 2025.

Change this past Quarter: +25.09% quarter over quarter after all expenses.

Since Inception as of Aug 29: +15.89% after all expenses.

Next Update: December 31, 2025. I’m taking this final bit through the end of the year to begin 2026 in January.

This graph reflects eighteen months' worth of rent set aside, as well as any credit card debt. These factors have been deducted to provide a more accurate representation of my true base after all living expenses. My goals are to consistently grow this figure, maintain debt approaching zero, improve the consistency of my investing/trading habits and execution, and take full advantage of compounding over time.

  • +25.09% quarter over quarter

    +15.89% since inception

    This quarter was marked by tariff deals being announced, though there is a great deal of that still in limbo it seems the market doesn’t think Trump is willing to tank it.

    Inflation numbers are starting to show some of the effects of tariffs but probably won’t reflect the full extent until later in the year.

    The Fed is starting to sound a bit more dovish, and markets are expecting rate cuts to begin in September. I am not expecting that. But I don’t think it matters much if they begin then or the next cycle or the one after that. I don’t even think it matters much that they do cut at all so I’m not paying too much attention to that. Though if they cut, it should be a boon to stocks. And at the latest the cuts will come in 2026 given the expected change in Fed chair.

    I’m happy to see the Portfolio/Base after expenses noticeably up for the first time since I got my second start in November.

  • -4.77% quarter over quarter

    -7.2% since inception

    The trump tariff wars since April have led to extreme volatility on his every tweet. Future me is going to be very pleased with current me that has held on during this without any/not too much/maybe-just-a-little-at-times panic. Today, in fact, I was just about to be on the positive side since the start and suddenly mid-day he’s back at it again with China. I don’t think anyone has ever seen anything quite like! I think this has likely been an excellent time for further training my nervous system and long-term mindset.

    I have had some wins and losses this quarter which are detailed in the corresponding trade journal.

    Shift in strategy this quarter includes a further consolidation into higher conviction investments. Whereas I began tracking here in November with initially 27 investments, I now have just 12.

    In addition, I have concentrated on longer-term opportunities that dip irrationally, derisked catalyst-driven biotechnology, and early stage/massive upside potential even in the short term. All I think are allocated an appropriate portfolio weight.

  • -2.56% this first quarter.

    I’m excited to share my first update! The portfolio didn’t grow this quarter, but three months is nothing. My detailed reflections are recorded in the trade journal for this period.

    Looking forward to the next update in June.

“When you find a winner, people will say you are wrong.

When you hold a winner, people will say you are stupid.

When you get rich from a winner, people will say you got lucky.

You tell them you love being wrong, stupid, and lucky.”

~ Ian Cassel